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I agree. One difference between finance & economics programs is that in general, finance filters out all but the top candidates prior to admission. Econ lets in the borderline cases but without funding and lets them order themselves after a year with exams. On the other hand, there is no incentive for finance programs to drop anyone out unless they really screw up. From the stories I've heard it's usually due to "life" and motivational issues rather than educational ones - trying to work a second job, not being able to deal with the academic/research lifestyle etc.
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