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Some people are "torn" between the MA and PhD. However, if you have the grades to get into a PhD program, then I say go for it. If, along the way you decide that the PhD is not for you, you can leave the program with a masters. Likewise, if you don't pass prelims, you will usually receive a masters. Not to mention, earning a masters this way forces you to go through much more rigourous courses and pick up skills that will be very beneficial on the job market (consulting, finance, government, etc).
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