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I m caught up with the program at UCR so if I stay here I probably could finish up in 2 more years but if I transfer to SD most likely I ll have to stay for a 5th year... 
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That is something you definitely want to confirm. In any case, I would suggest talking to the the undergrad CS advisor at UCSD and/or the undegrad CS advisor at Riverside (UCR).
If your ultimate aim is working in academia, I would transfer in a heart beat since academia seems obsessed with school reputation. Even some 60+ year old professors put on the top of their homepages where they went for their BS, MS, and PhD.