Hi Everyone,
Need some help in exploring my options:
Ideally, I would want to pursue PhD in Finance and have an academic role. However, for want of enough Finance/Math research experience, I believe getting into Top 20 Finance PhD programs would be tough. So, in such a situation, should I target Top 20-50 Finance PhD Programs?

Or are there any Masters in Finance (M.Res. or M.Phil) programs which can help my cause in getting into a better Finance PhD program after?

Or should I instead go for a Quantitative Masters of Finance Program and keep my options of working in the industry and going back to academia (if I still want to)

What are my chances of getting in top programs given my profile:

Indian, 23, Male

Education: Mechanical Engineering from HKUST, Top 2 in Hong Kong.
GPA: 4.1 out of 4.3 (1st in Class, Academic Medal, Deanís List in all Semesters. Full Tuition Fee Scholarship for undergraduate)
GMAT: 760 (Q50,V44)

Recommendations: Fron Asst. Finance Professor who knows me well, from Final year engineering supervisor (still considering other options)

Courses: Advance Mech. Engg courses (which I hope substitutes for Math requirements), Programming Courses (VBA, C++ etc. also proficient in Python) Broad fundamental courses in Accounting, Finance

Work Experience: Working in Transaction Banking Graduate Program (2 years by Fall 2019) in Hong Kong.
It will include 6 Months of work experience in London. Mostly sales, business analytics etc. related rotation.

Research Experience: Undergraduate research experience.

International Experience: (I don't think it matters much, but still putting it out there)

High School- Singapore (2 years)
Undergraduate- Hong Kong (4 years)
Internship- United States (1 month)
Full Time Work- Hong Kong (1 year)
Full Time Work Rotation- London (6 months)

Thanks a Lot