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Thread: Question on undergrad loans

  1. #1
    Trying to make mom and pop proud
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    Question on undergrad loans

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    I have private loans from my undergrad. Is it a good idea to take out federal graduate loans to pay off my undergrad private loans?

    I feel like its better to have federal than private loans. But I don't know if this is even possible/legal or something people do. Just looking for some advice

  2. #2
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    Re: Question on undergrad loans

    Financially, whether you should or not depends on the origination fees and interest rates of both loans.

    However, if you are considering doing this you must make sure that federal loans are allowed to be used for paying off other debt - the terms of the loan may dictate that you are not permitted to do this.

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