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Re: Finance Ph.D Profile Evaluation
Your profile seems to be strong, so I think you are ok with the top 50. But, as usual, rankings are far from being the only factor (or the best one) to choose schools to apply. If there are schools below top 50 who are a great match for you, I don't think the lower rank should stop you from applying.
Again, given the strength of your profile, I think the lack of those courses shouldn't be enough to become a big issue. But be prepared to answer questions about that during an interview for example, because that's probably when they will raise the issue (if they think it's an issue).