Truckguy

Sorry for the delay in response Van_do. Whats your story? I came to US from India on f1 8 yrs ago. Before 911 the policies were totally difft. My sis is coming from bangalore and she got her visa in the second attempt in Chennai. According to her the second attempt, which was early morning, she was the second person to a VO and he was more than willing to give her visa without asking any documents.. Goodluck with your second attempt!

She got the visa this time around. 7.30am appointment. Very eazy 2 questions asked. -What were your scores? - Who is sponsoring you? - No Papers checked.. no questions about previous interview. Thanks for all your advices here. Good job everyone.

Tino, The account has always had big transactions.. but well it happened.. no point now.. Paradox, you recommeded taking a bank draft.. how about just having sufficient balance of about a year's fees in my sister's bank account? would that be any help?

The Account was parents.. but $33000 is suddenly a big amount to keeep in the bank.. and for the paycheck of my mom that she showed.. and for the rental income papers it should it definitely is not eazy to pool in $33000.. The big chunk in that big $ amount is my dad's retirement lump sum.. but as the retirement was 7 years ago.. she did not carry any document showing retirement or lump sum amount source. She has applied again and hopefully this time they will be more considerate and issue the visa. Good luck to her..

As far as I know the Bank Draft is like a demand draft or travellers check. It can be made payable to anyone you ask for. its done in the bank and its done when you have the money in your account. The bank creates a 'cheque' in the person's name you ask for. Its guarantee that you have the money and most times money is deducted from your account as soon as you create the draft. (Its not good if you lose the draft coz your money is already withdrawn, but whoever some finder also cant make use of it coz its drawn in a particular person's name -so, there *may be* some options to retrieve money if its lost) If you take a DD or Bank Draft from a Bank with Foreign Exchange services then you can get it to be payable to anyone (take it in your name) in $ currecy. You can deposit this as soon as you come to US and open a bank account.

Do you think taking a bank draft for the 1st sem or 1st year is necessary or going to help? Enlighten me about that. Actually I am her brother (unmarried) and am in the US 8 years, now on H1B. They never asked her anything about me and she did not mention. Actually, I plan to fund her for her education, even though we did not show any of such sort until now as we were able to show enuf funds in india itself. So, if she takes a bank draft can she return it to the bank if she wants?

Hey Guys, 6/26/08. My sister applied for her F1 in Chennai and she got it rejected when the VO said "I am not convinced with the financial documents" My dad retired a few years ago and he got a large sum of money. So we showed that amount with all the other investments, and income from rental properties (rental agreements), my mom's paycheck..and more.. Acc to my sis the conversation was like this: VO: how did you get $33000 cash in your bank account. (The I20 required about $25000.) Sis: we have money in investements and FD(fixed deposits) that was transferred into the bank account. VO: how did you get the money into FD? Sis: My dad has been working for 35 years and has saved all this money. We have property rental income and here are the rental agreements to show the proof. My mom still works for the Govt and here are her paychecks. My dad retired in 2001 and he got a lump sum of money that was invested in FDs and such. Here is bank statments for the last few months telling its all genuine and property evaluation document showing the worth of property. CA statements etc. VO: hmm.. am not convinced.. your father worked for 35 years and retired and got a lump sum.. hmm.. you dont have any documents to show that. Sis: That was 7 years ago he retired and his money was all transferred into banks and FD and other investments then. I have bank statments from March 2008. VO: Somehow am not convinced.. I have to deny visa.. Now I think we should reapply with more proof about my dad's retirement money and sources of funds... Is there anything else we need to worry about or prepare?