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Dear Granps, Thank you very much for the feedback!

I understand. Work permit poses a significant difficulty. I wish you all the best with finding the way to achieve your goals. Moreover you could try finding a position in Europe (in case you are an EU citizen) or in other geographical areas too. E.g. INSEAD in Singapore does not pose a restriction on work-permit at least for some roles as far as I know (of course getting an RA position at INSEAD is extremely competitive - I just state it as an example). However, since you have family you may not be willing to relocate for an RA job. I wish you all the best again!

Hi! Have you searched for pre-doctoral Research Assistant positions? You could gain both LoRs and research experience without spending money on fees. However, you will still need to show them that you know important tools and have some notion of research but from your post it seems that you haven't lost touch with the field. Moreover, in some cases you could provide professional references in these applications but that depends. I don't know how easy that may be under the current circumstances but it's definitely worth trying. disclaimer: I know almost nothing about PhDs in Finance, my suggestion is based on the research I have made for Phds in Operations/Decision Sciences.

I would deeply appreciate any advice on how a person with my profile could become a competitive PhD applicant in the OB/ Decision Sciences field? I intend to apply for September 2022. Profile: Test Scores: GMAT: 730, GRE: Q165, V161, AWA:4.0 Undegrad GPA: 9.75/10, Integrated Master in Mechanical Engineering, unknown European Uni Graduate GPA: Accepted for September 2020 in some of the best MSc in Business Analytics programmes in Europe and in some good Master's in Management, still deciding which to attend Research Experience: Only my thesis in the undergrad, research on structural analysis project, peer reviewed conference Teaching Experience: None Work Experience: 3 years, 2 as a junior engineer in an international software engineering company, the role included research in a math/engineering field and programming. Programming skills: Python, C++ Schools: Not sure yet; I am interested in research that is conducted by faculty members in dream US schools but also in some schools within the top 20-40. Moreover I am considering LBS, INSEAD, Cambridge Judge and RSM in Europe. Not in all schools the department is characterized as OB but my research interest remains the same Research interests: - unconscious bias and discrimination in decision making, especially gender related - helping people making better decisions in their everyday life or in a business environment Usually these research interests fit with the OB department and require a psychology background. I try to figure out what would be the best way for me to improve my chances as a PhD applicant for these research fields since I have no social sciences related knowledge. I am open to all kind of suggestions e.g. pursuing a 2nd MSc after Business Analytics. Moreover, if you believe that my chances would be really slim and it would be better for me to find another field for research feel free to share these thoughts too. I would be excited to read your responses and thank you for the time you have dedicated to reading my post.