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Hi everyone, I'm currently filling out applications for PhD in accounting for 2015 Fall. The following is my profile summary. Any comment or help is much appreciated. International applicant Undergrad: Regional State College in the US GPA: 3.95/4.00 Double Major in Accounting and Economics GMAT: 650 (V29, Q49) (My practice tests scores were higher but I never got more than 700. I screwed up further during the actual test. And I did put more more than 3 months in preparation. I believe 650 +/- 30 is my range. I do not plan to retake GMAT for my fall 2015 applications,) LoR: 1 from Accounting, 1 from Economics, and 1 from Mathematics Department. I am pretty sure they are going to be excellent. SOP: Mediocre Work: Did 3 internships (at small regional tax firms). Taught a class of 20 11th-grade students in 2009 for a year. That experience is my inspiration for teaching. Research assistant: Worked as a research assistant with a professor (International Business related) Extracurriculars: 400+ volunteer and leadership hours in the past 6 years. University Employment: Official Tutor for the School of Business for 4 years at my college. Math background: Calculus I, Multivariable Calculus, Linear Algebra, Independent Study: Sotchastic Calculus (All A's except an A- in Linear Algebra) Accounting Background: Intermediate Acct I & II, Tax I & II, Auditing, Cost Accounting and Advanced Financial Accounting (All A's except a B+ in Tax I) Economics Background: Intermediate MicroEconomics, Intermediate Macroeconomics, International Economics, Environmental Economics, Money and Economic Activity, Econometrics (All A's) Awards: Academic Achievement Award- Economics Class of 2014, Best Economics Student- 2013. I am interested in researching in Archival Financial Accounting. As of now I think I will be more interested in areas related to Disclosures in Publicly Traded Firms. I have sent my scores to UT Austin, University of Houston, Texas A&M, Penn State University, University of Central Florida, and Morgan State University. I plan to apply to 2 more TOP schools, 4 more schools matching my profile strength, and 3 more Safety Schools. My broader list includes: NYU, Northwestern, Uni of Illinois Urbana, Temple Uni, Florida St Uni, Florida international Uni, University of Florida, All of Uni of Texas with accounting, Arizona state, University of arizona, University of Gerogia, Georgia State Uni. The list was basically based on Availability of Accounting programs as mentioned in their websites and cost of living. (I suffered a lot living in NJ for my undergrad). Any suggestions on this list and addition to is more than welcome. P.S. I cannot afford to attend the program if I do not get tuition waivers and stipends. I found the related information is well stated in the top universities but not clearly mentioned in the lower ranked universities. I was wondering if sufficient funding is available in lower ranked universities. Again, I will appreciate any help or comments. Thank you, Zikxy