Depends on the institution I guess, you should e-mail and ask about it.
Specifically I'm asking for Columbia, since I just got their email "Deferred Funding" None for first year, 2-5 years is guaranteed.
I was wondering if I still have to pay tuition in the first year?
I looked up their website, and didn't find any clear statement on it...
Tuition seems to be a huge burden...
IT depends on the country. Student loans are from your own country, some countries don't have good loan infra structure. Others do. However, if you are from a third world country, call the department and explain you really want to come, but its hard for you too afford it because of y. Members of my extended family got some funding this way. You have nothing to lose. Of course I wouldn't do that if it isn't difficult for you to come without funding. It also will be tougher because of the economic situation of many schools.
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