Xerrex

How's it going? I've been lurking around for a while and decided to throw my profile out there and see what you think my chances of being accepted into a PhD program in 2014 are. Age :31 UnderGrad: The original grade is 90/100, I guess it is about 3.83 (with Honors and Dean's List in final year) from a university based upon the Open University of the UK system. Degree: B.A. in Management and Economics. [TABLE=width: 192] [TR] [TD=align: left]Statistics 1[/TD] [TD]96[/TD] [/TR] [TR] [TD=align: left]Intro-Micro[/TD] [TD]81[/TD] [/TR] [TR] [TD=align: left]statistics 2[/TD] [TD]98[/TD] [/TR] [TR] [TD=align: left]Intro-Macro[/TD] [TD]92[/TD] [/TR] [TR] [TD=align: left]organization[/TD] [TD]81[/TD] [/TR] [TR] [TD=align: left]intermediate macro 1[/TD] [TD]100[/TD] [/TR] [TR] [TD=align: left]intro accounting[/TD] [TD]99[/TD] [/TR] [TR] [TD=align: left]marketing management[/TD] [TD]87[/TD] [/TR] [TR] [TD=align: left]research methods[/TD] [TD]86[/TD] [/TR] [TR] [TD=align: left]intermediate macro2[/TD] [TD]82[/TD] [/TR] [TR] [TD=align: left]econometrics[/TD] [TD]89[/TD] [/TR] [TR] [TD=align: left]calculus[/TD] [TD]83[/TD] [/TR] [TR] [TD=align: left][/TD] [TD][/TD] [/TR] [TR] [TD=align: left]cost&manag account[/TD] [TD]85[/TD] [/TR] [TR] [TD=align: left]price theory 1-consumer theory[/TD] [TD]83[/TD] [/TR] [TR] [TD=align: left]financial theory[/TD] [TD]91[/TD] [/TR] [TR] [TD=align: left]price theory 2-producer theory[/TD] [TD]88[/TD] [/TR] [TR] [TD=align: left]managerial economics[/TD] [TD]98[/TD] [/TR] [TR] [TD=align: left]price theory 3-barter,pareto,public goods[/TD] [TD]95[/TD] [/TR] [TR] [TD=align: left]strategic management[/TD] [TD]88[/TD] [/TR] [TR] [TD=align: left][/TD] [TD]99 game theory [TABLE=width: 235] [TR] [TD=align: left]intergenerational economics (pension plans)[/TD] [TD]97[/TD] [/TR] [TR] [TD=align: left]financial statement analyses[/TD] [TD]88[/TD] [/TR] [TR] [TD=align: left]human judgment and evaluation[/TD] [TD]92[/TD] [/TR] [/TABLE] [/TD] [/TR] [/TABLE] Grad: 88/100 from the same university (3.7 average) Degree: MBA Finance [TABLE=width: 252] [TR] [TD=align: left]capital markets and financial intermediaries[/TD] [TD]82[/TD] [/TR] [TR] [TD=align: left]corporate law[/TD] [TD]86[/TD] [/TR] [TR] [TD=align: left]business strategy[/TD] [TD]85[/TD] [/TR] [TR] [TD=align: left]operations research[/TD] [TD]83[/TD] [/TR] [TR] [TD=align: left]income taxation[/TD] [TD]88[/TD] [/TR] [TR] [TD=align: left]project management[/TD] [TD]83[/TD] [/TR] [TR] [TD=align: left]Financial modelling[/TD] [TD]87[/TD] [/TR] [TR] [TD=align: left]CORPORATE VALUE CREATION[/TD] [TD]97[/TD] [/TR] [TR] [TD=align: left]GLOBAL STRATEGical ALLIANCEs[/TD] [TD]94[/TD] [/TR] [TR] [TD=align: left]INTERNATIONAL ECOnomy[/TD] [TD]93[/TD] [/TR] [TR] [TD=align: left]ENTREPRENEURSHIP[/TD] [TD]92[/TD] [/TR] [TR] [TD=align: left]OPERATIONS MANAGEMENT[/TD] [TD]74[/TD] [/TR] [TR] [TD=align: left]MULTINATIONAL FINan MANG[/TD] [TD]85[/TD] [/TR] [TR] [TD=align: left]seminar globalization[/TD] [TD]95[/TD] [/TR] [TR] [TD=align: left]seminar economic behaviour of humans[/TD] [TD]95[/TD] [/TR] [TR] [TD=align: left]set theory,logic,linear algebra[/TD] [TD]93[/TD] [/TR] [/TABLE] GRE: Q 157/ V 152, AW 3.5. Very low I know, I haven't got much time to do it again because of work. Toefl: 100 overall, Reading 26, Listen 23, Speak 23, Writing 28 letter of recommendation: 3 from professors for whom I wrote the seminars for in my MBA and B.A. - 1 is an ex-IMF and world bank advisor, others publish well (books and etc). They told me they would make an effort for me and write a good LOR. Research (relevant): None, besides the seminars for B.A and MBA where I got 95-100 out of 100. Work related analysis... Teaching: None (Besides high school tutoring a little bit), also have been a teacher's aid in high school classes..long time ago. Work experience: During the years I have been a student I mainly worked full time jobs in an insurance consultancy company, also as an analyst in the web industry. Also I have been a private importer/enterpreneur on a small scale.So about 4-7 years of work experience all in all So this is also why my GRE sucks. I am interested mainly in marketing because I have dealt a lot with customers and I am eager to know how they make their decisions, how their minds work, I am interested in consumer behavior (not mandatory) and also in the marketing aspect of pensions. More personally I am interested also in decision making of the consumers about their pension programs, and in behaviour/decisions regarding personal finance issues, I really want to research personal finance issues as it is a big part of my work anyway and I believe I have gained some insights on the subject of personal finance. Alternative interest might be in Strategy/Global Business ,Web Industry Business . Maybe RIsk Insurance (but I probably won't get accepted). So far I saw University of Florida might fit as they want 320 GRE (while I have 309), also maybe MacMaster who want 600 GMAT-maybe my GRE is around the same, also maybe U of Ontario with 75% GRE-I have around 68 percentile, but still-maybe I should give it a try? Oh,and Finally Minnesota with 315 gre minimum Where else do you think I can apply? I tried to check Rutgers/Rochester but had hard time finding their "minimum GRE cutoffs". SHould I try there? MAybe also Virgina-Darden? Where do you think I have a chance with 157 GRE quant? Do you think I have anything in my profile that can overcome the bad GRE?Do you think I have any chance in the top 40? Top 50? Top 60? Top 70? I kinda gave up on top-30....or should I try there as well? Thank you and good luck to you all.