If in any decreasing AP, sum of all its terms, except for the first term, is equal to -36, the sum of all its terms, except for the last term, is zero, and the difference of the tenth and the sixth term is equal to -16, then what will be first term of this series?
a) 16
b) 20
c) -16
d) -20
e) -24
Please provide explanation. Thanks!