mianzhui

I showed my CV and PS to some classmates. Some of them say I should focus on researching experience, publications and technique. Some say my paper is too boring and long I should write about my personality, my interesting and my own business. Because the researching experience, publications and technique they could read from CV. That’s already enough. Do you think write about having a small non-financial company (just start this year) in US will help for application? Should I add more personal stuff? Should I cut some parts in the present PS? Thank you for any kinds of suggestions! [ATTACH=CONFIG]6987[/ATTACH] CV Personal Statement The attraction that I felt in financial and economical subjects led me to start my Ph.D. in economics at Binghamton University in August of 2013. Soon after settling in at my graduate program, I started thinking about a few prospective areas that I would like to specialize in for my doctoral research. With insightful information from some of the professors, and their description of the graduate program at the university, it didn’t take me too long to realize that I do not want to pursue economics at Binghamton. My true passion lies in finance, and for that reason, taking graduate courses in economics made me feel like I was profoundly altering my desired course of life. I realized that I needed to choose a program more concentrated on finance instead of “financial economics” offered at Binghamton, and I am now confident that pursuing a Ph.D. in Finance is more suitable for my career goals. After reading several papers on Asset Pricing, Real Estate Finance, Risk Management and Derivatives written by your prestigious faculty members, I found that NYU Stern School of Business is where I will find guidance I seek for my future research and studies. Thus, I have decided to apply for a Ph.D. at NYU Stern School of Business in the hope of reinforcing my ability to perform advanced mathematical analysis, widening my economic view, and strengthening my academic competence as a prospective financial entrepreneur. I have passed three courses in my first semester of Ph.D. program: advanced microeconomic theory, macroeconomic theory and probability and statistics. In terms of the more practical aspect of the program, I was able to learn programming and simulation in two statistical softwares: R and Matlab. Furthermore, now I also use LyX to produce papers that require intensive mathematical formats. During the Master’s program - Quantitative Finance at Hofstra University - I equipped myself as best as I could, with various tools used in financial analysis. In the course of Time Series Analysis of financial data, I have gained a thorough understanding of financial econometrics and learnt to use S-PLUS, Stochastic process theory and statistical analysis to analyze the underlying statistical principle of random financial data sequence. Besides, during the course of Topics in Mathematical Finance, I also mastered Matlab and learnt the concepts of discrete and continuous time financial mathematics, stochastic differential equations and how they can be used to pricing derivatives. Furthermore, I am also well experienced at Excel to deal with financial data and pricing option by Black-scholes model and Binomial model at Finance Modeling class and Finance Engineering. Often, in spare time, I like to solve the same problem like pricing options by using 3 different software (S+, Matlab, Excel) in different programming languages. From experience, I can tell that combining Matlab and Excel provide me the best answers for my trials. If there is anything I have learned while acquainting myself with all these softwares, it is that one needs to master as many modeling softwares as possible in order to find the most dynamic way to obtain precise results. During my past six years of college life, I actively participated in various projects to enrich my knowledge in Economics and have fully applied economic theories and methods into practical use. In 2005, I was honored to participate in an economic survey, a scientific research project held by the State Council (China) for the Chinese government. The economic survey aimed at estimating government officials’ living states in China’s high altitude and poor naturally conditioned areas. In two months of visiting villages in Qinghai-Tibet Plateau, my colleagues and I travelled across twelve districts to interview the local people, from ordinary citizens to the mayor of the city, and collected detailed statistics of people’s livelihoods. We ranked the districts into different levels in accordance with their living standards and long distance, based on which, we put forward the labor-output model and worked out the measurement of remote and hardship. Finally, we proposed our persuasive national standard for government official’s payments. In 2008, I took park in the project of ‘Effectiveness of Chinese Policy in Increasing Domestic Demand Under the Current Economic Crisis’ led by the National Personnel Department to find out possible solutions to deal with the financial crisis while increasing domestic demand, reaching the conclusion that Beijing and Shanghai have played crucial roles in shaping the financial industry thus further influencing the domestic. In 2009, I was also the member of the project designed to analyze the impacts and risks of the global financial crisis on different industrial sections in China, by comparing the changes of the industrial structures of mainstream economics with the Location Quotients (LQ) in the financial and manufacture industry. While endowing me with typical research methodologies, the project experiences have driven me to explore more in the realm of economics. In addition to the projects have I participated in, I have also published two academic papers in Chinese journals. My first academic paper discussed the diffusion of the green accounting idea in China and was issued in Study of Science. The publication was an outcome of a rigorous investigation on scientific diffusion in regards to the idea of green accounting. The paper adopted Schumpeterian model to calculate the papers on green accounting published since 1996, and used Excel to analyze the statistics. By analyzing the result of the computational data downloaded from WEIPU database, I was able to come up to the conclusion that accounting idea was indeed in the stage of stable development. My second paper, Analysis on Risk of Financial Industry and Agriculture of China under the Global Financial Crisis, was published in 2009. In this paper, I used an Input-Output, one of the most important economic statistical methods, to evaluate the situation of national macroeconomics and chose three indicators-intermediate input, influence coefficient and reaction coefficient-to analyze the development of the financial industry in Beijing under the current global financial crisis. Firstly, we calculated and analyzed the influence coefficient and reaction coefficient of more than 130 cities like Beijing and Shanghai and adopted intermediate input to analyze the correlation between different industry departments of Shanghai and Beijing. The study showed that financial crisis has posed less risk to industries in China than that in other countries, but the risk would be greater to industries in Beijing and Shanghai in a few years. Besides studying and researching, I like to do online business and stock-trading in my spare time. I started being interested in electronic commerce since I was 13 years old. Furthermore, I also started to invest in real-estate since I started attending university. After all these years, I have several online stores, apartments and stable rent income, without loans. Merely thinking about that makes me feel even more determined, enthusiastic, and ambition. It is in my nature to do what I can to get what I want. I believe that is my greatest strength, and also truly believe that I want to harness that strength in successfully completing a graduate program from your institution within the next 5 years. My short-term objective is to work for an investment department at an investment bank, a stock exchange firm, or a consulting company for about four years to accumulate key practical skills experiences in investment and strategy analysis. I firmly believe that work experience at an investment firm not only can sharpen my financial vision, but it can also lay a solid foundation for the skills I shall require for my future business career. My long-term career aspiration is to have a consulting company or an investment corporation, and most importantly, to become an outstanding business woman who has a solid mathematical and statistical foundation, excellent management techniques and rich practical experience. I believe my academic foundation and my research capability will serve me well in pursuing your program. I am ready.

If I could transfer that would be great. BUT I don’t mind to start as 1st year student if I get into school like NYU or CUNY. The place is one of the main problems for me. Last year I applied CUNY-finance with GRE1230. I want to try again this year. Do you think I have chance or maybe I should try econ in CUNY. At least they have financial field. BTW I will talk with the director of business school in BU to see if they could let me transfer. The main reason I want live in NYC is I have a small company with ex--classmates who lives in long island. Thank you!

If I could transfer that would be great. BUT I don’t mind to start as 1st year student if I get into school like NYU or CUNY. The place is one of the main problems for me. Last year I applied CUNY with GRE1230. I want to try again this year. Do you think I have chance or maybe I should try econ in CUNY. BTW I will talk with the director of business school in BU to see if they could let me transfer. Thank you!

I'm a second year Econ-PhD international student of Binghamton university, passed comprehensive test. But I don’t like the place and the program. Is there any other program I have chance? Prefer business school or econ program with financial field. Hope could live in nice or big city. Don’t care about funding. Thank you so much! GRE 323 GPA-Master 3.98 GPA-PhD 3.616 Test Test Date Quantitative Percent Verbal Percent Total Writing Percent GRE 10/13/2013 161 81% 162 89% 323 4.5 78%

I'm a second year Econ-PhD international student of Binghamton university, passed comprehensive test. But I don’t like the place and the program. Is there any other program I have chance? Prefer business school or econ program with financial field. Hope could live in nice or big city. Don’t care about funding. Thank you so much! GRE 323 GPA-Master 3.98 GPA-PhD 3.616 Test Test Date Quantitative Percent Verbal Percent Total Writing Percent GRE 10/13/2013 161 81% 162 89% 323 4.5 78%

v 164 Q165. Yes I will ask them like this follow questions. 1. How many students you recruit this year? 2. How about the scholarship for student? Could I apply for Teaching Assistant or Research Assistant? What is the minimum requirement for funding? Should I contact Professors for funding now? Or you will fund automatically when student was admitted? 3. I got my Master degree in Quantitative Finance from Hofstra University, United States in 2012. And I got my bachelor degree in Finance from East China Normal University in 2010. I took education in USA about 2 years. Could you please tell me whether I could waive TOEFL as my situation? 4. Dose this program accept GRE score? What’s the average of GRE score for last 1-2 years? Taking which test would be better GRE or GMAT? 5. What’s the average of GPA for last 1-2 years? Is there any other question you think I should ask together?

Thank you! I just don't know for MBA program GRE325+ is which level. Maybe I should ask some target school one by one.

Thank you so much!

Could you recommend some programs for me? Thank you so much!!!!

I’m international student from China. I got my bachelor degree in Finance in China and a Master degree in Quant Finance. For now I’m in Eco-PhD program, first semester. Recently I really realize that I don’t really want to be a teacher or researcher. I’m more interested in start a company by myself. And one of the reasons I’m doing PhD is that all my parents are PhD (they think is necessary). So I’m thinking about change to Finance PhD or MBA. However I’m not familiar with the real business world. I’m very depressing and confused now. Could you give me some suggestions? Should I change my major? Which level of school I could apply? Could you recommend some programs for me? BTW my GRE is 325+. Thank you so much!

I’m international student from China. I got my bachelor degree in Finance in China and a Master degree in Quant Finance. For now I’m in Eco-PhD program, first semester. Recently I really realize that I don’t really want to be a teacher or researcher. I’m more interested in start a company by myself. And one of the reasons I’m doing PhD is that all my parents are PhD (they think is necessary). So I’m thinking about change to Finance PhD or MBA. However I’m not familiar with the real business world. I’m very depressing and confused now. Could you give me some suggestions? Should I change my major? Which level of school I could apply? Could you recommend some programs for me? BTW my GRE is 325+. Thank you so much!

I’m international student from China. I got my bachelor degree in Finance in China and a Master degree in Quant Finance. For now I’m in Eco-PhD program, first semester. Recently I really realize that I don’t really want to be a teacher or researcher. I’m more interested in start a company by myself. And one of the reasons I’m doing PhD is that all my parents are PhD (they think is necessary). So I’m thinking about change to Finance PhD or MBA. However I’m not familiar with the real business world. I’m very depressing and confused now. Could you give me some suggestions? Should I change my major? Which level of school I could apply? Could you recommend some programs for me? BTW my GRE is 325+. Thank you so much!