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Hey urchers I have an offer from Berkeley I'm planning to accept. The one drawback is that the funding package is very weak. I have some savings, but I'm not sure my savings will cover all the shortfall from the funding package, especially given high cost of living in the Bay. I know this situation isn't singular, as plenty people apparently make low Berkeley funding work, and other schools offer weakly funded acceptances - eg no funding in the first year. I wonder: How do students tend to make ends meet when the stipend and personal savings aren't enough to cover everything? I'm asking in the American context, so, are Federal loans in the picture for some people to help smooth consumption? What else do people draw on? I know summer RA/TAships will also add a bit to overall income, but I'd like to know about what resources people draw on when this still falls a bit short. Of course there are also grants to apply for, but you never know for sure if you'll get one. So I'm particularly interested in the more reliable resources out there. Thanks!